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The Cardholder shall at all times be certain that the Card is saved in a secure place and will exercise each potential care to forestall the Card from being misplaced or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the card is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, cost of the Total Payment Due or the Current Balance or any part thereof or at least the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument in opposition to the issued Credit Card restrict. “Current Balance” means the whole debit balance which shall be debited to the Card Account outstanding on the Card Account payable to the Bank based on the Bank’s information on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of money or equal of money as defined or https://bahistanbul.icu/geisha-story-slots/ prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

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The Bank shall have the right to examine the credit score standing of the applicant for the card/or check standing of the Cardholder at any times as and when the Bank deems match irrespective of him/her. The Bank will immediately adjust to disclosure of knowledge to any authority under any regulation. The Priority Pass card is not a fee card nor it’s a proof of creditworthiness and attempts to use it as such may represent fraud. Fees and expenses might apply on the usage of Priority Pass. If the cardholder misses to pay 4 consecutive EMI payments, the total amount shall be once more converted into outstanding with common rate of interest.

The payment will be mirrored inside the identical day of instruction. The supplementary cardholder is certain by all Terms and Conditions besides that he or she is not responsible for payment in respect of any transactions on the cardboard account. The main cardholder will be responsible to the Bank for all transactions on the supplementary card. The use of the Card by the cardholder to acquire a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a cash advance payment and finance cost as determined by the Bank once in a while on the amount of money advance. Finance charge shall be levied on every Cash Advance from the date of the advance till compensation is made in full.

Use of the Card at any ATM of the Bank or any other bank or establishment with whom the Bank has an Agreement for the usage of the ATM of the stated bank or institution by which case advance will be additional subject to the relevant every day withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card with out assigning any purpose. In sure cases, topic to its sole discretion, BRAC Bank Limited may require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. “Terms and Conditions” means the terms and circumstances set out herein and/or as could also be stipulated by BRAC Bank Limited every so often, as amended. “Cash Advance” means any quantity obtained by way of the Card, the Card quantity or the PIN or in any method licensed by the Cardholder from the Bank or another financial institution or financial establishment for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of application made by the Cardholder underneath the name of VISA, MasterCard or JCB and in addition consists of Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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