Decent money shops provide safe & affordable services that are financial individuals on low incomes in Victoria, Southern Australia & Queensland.

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Decent money shops provide safe & affordable services that are financial individuals on low incomes in Victoria, Southern Australia & Queensland.

Our company is an initiative that is community-focused secure & affordable monetary solutions.

You can expect help through:


Loans of between $300 – $1,500 for important products or services such as for example fridges, automatic washers or training costs

StepUP Loans

Low interest rate loans of between $800 – $3,000 without any charges and repayment that is affordable


Totally totally Free and confidential economic counselling solutions for anybody experiencing difficulty that is financial.


Simple vehicle and articles insurance with versatile re re payment choices.


Buy a washing that is new or other type of home appliance that you’ll require, such as for example a refrigerator or computer.

Health Costs

Pay money for things you ought to remain healthy, including visits towards the physician or dental practitioner, also brand new cups.

Education Costs

Protect the expenses of school or TAFE fees, laptop computers, publications or other activities you’ll want to make a success of learning.

Cars & Vehicle Repairs

Purchase a second-hand vehicle, or even to pay money for repairs when money’s tight.

How Exactly Does It Work?

Step One


Check into a loan by either dropping in, calling your store that is nearest, or completing our online enquiry kind.


Your application for the loan is examined.

Step Two

Step Three


You’re informed for the results of your loan application and consent to repayment terms.

Exactly Just What Our Clients Say:

“Having a car or truck changed every thing, we tell everybody else i understand about StepUP loans. ”

“It puts you for a par with everybody else and gives you use of fair and affordable finance. ”

“This loan implies that those ambitions are one step nearer to becoming a real possibility – we can’t wait to possess employment and a lifetime career doing one thing I really like. ”

“I’ve recommended NILS and Good Money to many individuals. We find individuals don’t understand about this, however it is a far greater choice than whatever else you’ll find. ”

“StepUP helped me personally away from a poor situation that is financial to start a fresh life with my household. ”

Decent Money offers loans that are small those things you actually need.

Sustained by:


Good cash is a joint community partnership between Good Shepherd Microfinance, nationwide Australia Bank (NAB) plus the State Governments of Victoria, Queensland and Southern Australia.

Our hearts and thoughts head out to any or all impacted straight or indirectly by the
coronavirus pandemic.

No Interest Loans (NILS) for anybody adversely relying on the coronavirus will soon be made available. Nonetheless, anyone needing instant support can make an application for a NILS loan through our current system, even though this loan has narrower requirements and it is perhaps not for bills. For economic counselling, please go to the National Debt Helpline at

Please be aware which our decent money shops are temporarily closed to cut back risk to consumers, the grouped community and staff.

Goldman, JetBlue Form Teams On Installment Loan Item

Two times after JetBlue stated it might temporarily combine solution in five U.S. Metropolitan areas, this new York flight has accompanied Goldman Sachs to supply an installment loan item.

CNBC stated that the international services that are financial established MarcusPay this week, permitting users to disseminate big-ticket purchases across monthly premiums.

Marcus, the online-only customer banking and financing supply of Goldman Sachs, provides signature loans without any belated fees all the way to $10,000, with rates which range from 10.99 to 25.99 per cent at terms from 12 to eighteen months, relating to its web site.

As it is the situation for the majority of other loan providers, the absolute most creditworthy candidates be eligible for a the best prices and loan terms that are longest, Marcus said.

While less clients are scheduling routes at this time, MarcusPay could act as a repayment choice for vacationers who reserve packages into the autumn, CNBC reported. The Goldman and JetBlue deal was at the works prior to the coronavirus pandemic put a conclusion to many airline travel.

“During this time around, our number 1 concern may be the safe practices of y our customers, ” Abhinav Anand, mind of customer loans for Marcus, told CNBC.

The brand new solution will enable JetBlue clients to “buy what truly matters to them, whenever it matters, and also to pay it off in equal payments without any charges or upfront re payment, ” Anand stated.

Partnerships along with other organizations are required to follow along with.

With its review, NerdWallet said Marcus is amongst the most readily useful unsecured loans in the kinds of good credit, debt consolidating and loans from banks.

The deal follows JetBlue’s announcement it has service that is temporarily consolidated Boston, Los Angeles, new york, san francisco bay area and Washington, D.C. Between April 15 and June 10.

The brand new routine comes amid an archive drop-off in traveling because the nation addresses stay-at-home orders during COVID-19. The flight has recently told clients they intend to reduce its network that is flying by percent day-to-day in April.

“We face brand brand brand new challenges each day and can’t hesitate to make the actions essential to reduce our expenses amid significantly dropping need so we could emerge with this unprecedented time as a very good business for the clients and crewmembers, ” said Scott Laurence, Jet Blue’s mind of income and preparation.

Final autumn, PYMNTS stated that Marcus, established in 2016, lost $1.3 billion despite buying startups and building call centers in Utah and Texas, in line with the Wall Street Journal.


Join PYMNTS CEO, Karen Webster with panelists from PSCU, BECU and PenFed on April 14th at 11:30 am ET to dissect a wave of innovation that’s reinventing the credit union as we know it tuesday. The panel will look into revelations through the latest PYMNTS “Credit Union Innovation Index” and appearance at the way the credit union sector is giving an answer to the COVID-19 crisis for people. Understand how changes into the CU landscape are changing that sector as Webster and decision-makers that are top “360° of Credit Union Innovation. ”

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